Terms of Use
Effective August 20, 2026
These Terms of Use govern your use of novagraceadvisory.com, operated by NovaGrace Holdings, LLC, doing business as NovaGrace Advisory (“NovaGrace”).
Informational Purpose
Website content is provided for general informational purposes. It is not legal, regulatory, cybersecurity, accounting, investment, or other professional advice and should not be relied upon as a substitute for advice tailored to your circumstances.
No Client Relationship
Using this website, submitting an inquiry, or communicating with NovaGrace does not create a client, fiduciary, or advisory relationship. An engagement exists only after both parties sign a written agreement.
Acceptable Use
You may not misuse the website, interfere with its operation, attempt unauthorized access, introduce malicious code, or use its content in violation of law or another person’s rights.
Intellectual Property
Unless otherwise stated, website content, branding, frameworks, and materials are owned by or licensed to NovaGrace and are protected by applicable intellectual-property laws. You may view and share links to public pages for lawful, noncommercial purposes, but may not reproduce or exploit content without written permission.
Third-Party Links
The website may link to third-party services. NovaGrace does not control and is not responsible for their content, availability, privacy, or practices.
Disclaimers and Limitation of Liability
The website is provided “as is” and “as available.” To the fullest extent permitted by law, NovaGrace disclaims warranties related to the website and is not liable for indirect, incidental, special, consequential, or punitive damages arising from its use.
Indemnification
You agree to be responsible for losses arising from your unlawful misuse of the website or violation of these Terms.
Governing Law
These Terms are governed by the laws of North Carolina, without regard to conflict-of-law rules.
Changes
We may update these Terms periodically. Continued use after an update constitutes acceptance of the revised Terms.
Contact
NovaGrace Holdings, LLC
Charlotte, North Carolina
novagraceholdings@gmail.com